That meant if you had another Chase card that earned transferable Ultimate Rewards points, such as the Chase Sapphire Preferred Card, you could combine your rewards and then transfer your points to the program’s various airline and hotel partners, giving you more flexibility in how you could redeem the rewards you earned.Sign up for our daily newsletterThe Chase Ink Business Premier Credit Card, however, is a different story.While it earns Ultimate Rewards points, these points are intended primarily for cash-back and redemptions for things like gift cards and travel through the Chase Ultimate Rewards portal at a rate of 1 cent apiece. Card rating*: ⭐⭐⭐* Card rating is based on the opinion of TPG’s editors and is not influenced by the card issuer.Chase has long been offering “cash-back” credit cards that actually earn Ultimate Rewards points. The earning rates are solid, but the $195 annual fee is high for what you get out of this card since you won’t be able to transfer your points to Chase’s travel partners for maximum value.

Chase Ink Business Premier credit card overviewThis card is geared toward business owners who want to earn cash back rewards on their day-to-day purchases.

Chase sapphire credit card